Financing
Purchasing a home is one of the biggest investments you can make!
Before you purchase your new home you will want to speak with a professional mortgage consultant. We recommend the below mortgage companies because of their continued commitment to:
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Competitive Rates and Fees
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Speedy Loan Processing
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“Customers First” Priority
Reeds Realty does not collect any money from these mortgage companies for recommending them.
Luther Trook: Lake Michigan Credit Union
Office: 616.234.6508
Email:
Joshua Nawrot: Northern Mortgage
Office: 616.581.0540
Email:
Chris DeRuischer: Churchill Mortgage
Office: 616.284.4555
Email:
Brendan O'Driscoll: Treadstone Funding Office: 616.460.8624
Email:
Jan Cornelius: Macatawa Bank
Office: 616.233.3429
Email:
Chris Slating: Mortgage 1
Office: 616.575.9819
Email:
Stacey Beers: Grand River Bank
Cell: 616.648.5804
Email:
John Fein: Fifth Third Mortgage
Office: 616.261.4093
Email:
Jamie Stocks: Union Home Mortgage
Office: 616.874.9842
Email:
Kevin Polakovich: Treadstone Mortgage
Office: 616-552 6333
Email:
Adam Banninga: Independent Bank Office: 616.350.3536
Email:
Nick Thorne: Lake State Mortgage Office: 616.550.4257
Email:
Here is a list of lenders we recommend but if you have your own lender or you are already pre-approved for a mortgage, that is great too!
When applying for a loan, be prepared to provide:
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Names, addresses and account numbers of all current debts (including charge accounts, payroll deductions, car, and personal loans, etc.)
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Address for the last two years
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Employer’s name and addresses for the last two years
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Current pay stub
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W2’s for the last two years
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Current balances and monthly payments on all debts
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Mortgage Company or landlord address
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At least three credit references
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Last three month’s bank statements